Regain Control Of Your Business Finances With One Time Settlement Solutions
At Hectogon, we provide the expertise and support you need to negotiate a one time settlement with your bank. Our proven process in short fair resolutions, faster debt closure, and a strong financial future, if your business is struggling due to overdue loans or non-performing assets.
What Is A One Time Settlement Scheme?
One time settlement (OTS) is a financial resolution method where banks or financial institutions agree to accept the amount of money that is less than the total outstanding dues in full and final settlement of the loan. This scheme is typically offered to borrowers who are unable to repay their loans due to business losses, cash flow disruptions, or prolonged financial distress.
The OTS settlement is a mutually agreed-upon solution that is helpful for both people and businesses dealing with loans, or even home loans under a one time settlement scheme for home loans. It gives borrowers a chance to close the loan, stop extra interest, and avoid legal trouble.
This kind of OTS also helps businesses and individuals to reduce financial pressure by improving their credit score over time and stopping interest accruals, making it easier to borrow in the future. In short, it is a practical way to deal with bad debts and get back on track financially.
Why Do Businesses Choose Hectogon For One Time Settlement Services?
At Hectogon, our client-first approach and strong negotiation expertise make us a trusted partner of businesses seeking relief through one time settlement services. We offer end-to-end OST settlement support, from assessing eligibility to finalizing settlements, helping businesses to close loans on favorable terms and achieve financial stability.
Our team brings deep expertise in handling OTS negotiations with public, private, and cooperative banks. Every strategy is customized to match your business needs, financial situation, and lender type, giving you the highest chance of a successful outcome.
Here is why Hectogon is the preferred OTS partner for businesses:
- End-to-End OTS support, from loan assessment to settlement advisory.
- Strong relationships with major banks and financial institutions
- Experience across MSMEs, corporate, and stressed sectors
- High success rate in securing favorable OTS settlements
- Custom settlement plans aligned with your cash flow and recovery goals.
Partner with us to resolve your debts with confidence and protect your business from long-term financial strain.
Types of OTS Finance We Assist With
At Hectogon, we work with a wide range of borrowers, individuals, businesses, and corporations to resolve different types of law defaults through customized one-time settlement schemes. We specialize in helping clients across a wide spectrum of time and settlement schemes, including:
Bank Loan One-Time Settlement
We help businesses settle their overdue term loans and working capital loans. If you are unable to repay the full amount, we negotiate with the bank to settle the loan and reduce the lump sum amount through a bank loan one time settlement.
One Time Settlement Scheme For Home Loans
For individuals who are unable to continue their home loan repayments, assist in negotiating a one time settlement scheme for home loans with the bank. This helps you to close the loan and avoid property repossession or legal notices.
Ots Settlement For Msmes And Corporates
Help micro, small, & medium enterprises (MSMEs) and large companies facing financial stress to settle their outstanding debts under one time settlement schemes. This helps prevent the losses and supports a long-term recovery.
Nbfc Loan Settlements
If your loan is with an unknown banking or financial company (NBFC) and you are unable to repay it, we help you to negotiate a settlement with NBFCs just like we do with banks. This helps you to reduce liabilities and avoid further penalties or seizures.
How Does The OTS Help Businesses?
At Hectogon, we treat one time settlement as a part of a long-term business recovery strategy. Our step-by-step process ensures you get the best possible outcome with minimum stress.
Detailed Debt Review
We start by thoroughly analyzing your current financial obligations, including outstanding loan amounts, repayment history, overdue EMIs, penalties, and the reason behind non-payment. This helps us to assess your OTS eligibility and build a strong case for settlement.
Bank Negotiation Strategy
Once we understand your situation, our team will develop a custom negotiation plan. Using financial data, legal expertise, and approval, approach your bank to secure the most favorable loan bank one-time settlement terms, aiming for the lowest possible settlement amount.
Documentation And Compliance Support
One small mistake can delay or reject your OTS request. To take full responsibility for managing all documentation, timelines, and follow-ups with your lenders, ensuring the process is smooth, compliant, and stress-free.
Post-Settlement Advisory
Settling your loan is just the beginning. We provide guidance on how to rebuild your credit score, manage future debt, and stay financially disciplined, so you don't fall into the same cycle again.
Take The First Step Toward Debt Resolution
Stop letting heavy interest and legal notices hinder your progress. With Hectogon’s one time settlement services, you can close your loans on practical terms and reclaim your peace of mind. Our experts are ready to guide you through every step of the OST process.
Schedule your free consultation now!
